Tag: Roth conversions
Browse our exclusive articles!
The post-‘stretch’ home stretch for Roth IRA conversions
The days of the individual retirement account "stretch" are long gone. But the appeal of Roth conversions is enduring —...
I’m Planning a $900k Roth Conversion, but Do I Really Need to Wait 5 Years for Access?
Remember, the five-year conversion rule applies to money that you transfer from a pre-tax account into a Roth IRA.To recap, you must wait at...
Ask an Advisor: How Do Withdrawals Before 73 Factor Into My RMDs?
There are no magic tricks here. To reduce your RMD, you have to reduce your account balance as of Dec. 31 of each year.Roth...
I Want to Move $720k to a Roth IRA – Are There Ways to Cut Conversion Taxes?
As an example, let’s consider a single filing taxpayer who wants to roll over $720,000 from an old 401(k) to a Roth IRA. Here...
At 65 and Taking Social Security-Can I Still Do a Roth Conversion with $750k?
You may not find that one course of action is clearly superior. Factors to consider when deciding if and how much Roth conversion makes...