Tag: Roth
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I’m Planning a $900k Roth Conversion, but Do I Really Need to Wait 5 Years for Access?
Remember, the five-year conversion rule applies to money that you transfer from a pre-tax account into a Roth IRA.To recap, you must wait at...
Ask an Advisor: I Inherited My Late Wife’s 401(k). She Wasn’t 72 Yet. When Do I Have to Take RMDs?
Another option would be to convert some or all of the inherited 401(k) balance to a Roth IRA. This would eliminate the need for...
Ask an Advisor: I’m Going to Do a Roth Conversion on $250k. Can I Use the Converted Funds to Cover the Taxes?
I want to do a Roth conversion from my traditional IRA in the amount of $250,000. It’s my understanding that I have to pay...
Is It Smart to Shift to Roth Contributions at 62 with $1.6 Million Saved?
Imagine that you’re 62 years old and married with $1.6 million in 401(k)s that you’re still contributing to. Should you stop all pre-tax contributions...
Roth Conversion Ladder 101: Your Guide to Tax-Free Withdrawals
A Roth IRA conversion strategy is not a one-size-fits-all solution. Your financial situation is as unique as you are. Navigating the landscape of Roth...