Tag: Roth
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I’m 60 With $1.1 Million in an IRA. Should I Convert $100,000 Per Year to a Roth to Avoid RMDs?
Required minimum distributions, or RMDs, are a problem for some retirees. If that’s your situation, a Roth conversion may be...
The post-‘stretch’ home stretch for Roth IRA conversions
The days of the individual retirement account "stretch" are long gone. But the appeal of Roth conversions is enduring —...
I’m Planning a $900k Roth Conversion, but Do I Really Need to Wait 5 Years for Access?
Remember, the five-year conversion rule applies to money that you transfer from a pre-tax account into a Roth IRA.To recap, you must wait at...
Ask an Advisor: I Inherited My Late Wife’s 401(k). She Wasn’t 72 Yet. When Do I Have to Take RMDs?
Another option would be to convert some or all of the inherited 401(k) balance to a Roth IRA. This would eliminate the need for...
Ask an Advisor: I’m Going to Do a Roth Conversion on $250k. Can I Use the Converted Funds to Cover the Taxes?
I want to do a Roth conversion from my traditional IRA in the amount of $250,000. It’s my understanding that I have to pay...